Let's go the other way and think about children in schools, you think they get enough Power Of Attorney advice? I have no idea what fresh Zealand schools are like, but nationwide there's very few financial advice given on home budgeting or balancing a cash?
Last December, The president signed the Tax Relief Act of 2010 (TRA 2010) into law. Among its many provisions were several that affected the estate tax, most notably one raising the estate tax exemption to $5 million per person. With the worry of estate taxes removed for so many people, it can be tempting to neglect estate planning altogether.
This may be the thing I come across most often; people not insuring their lives or their returns. You need income insurance. A lot more no concept. Especially if you are a single individual and terribly lack a partner to rely on, whether you have kids or. But if you lose your income, who has to look after you? What will happen to your retirement plan or your mortgage?