The first common credit card - one which might be used at a variety of stores and businesses - was introduced by Diners Club, Inc., in 1950. With this system, the credit card firm charged cardholders an annual charge and billed them on a what month was it 9 months ago-to-what month was 5 months ago or yearly basis. All you need is the software, a microphone, speakers, a sound card and 7 months from today an Internet connection, preferably a fast one like you'd get by way of a cable or DSL modem.
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